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Joined 2 months ago
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Cake day: February 1st, 2025

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  • Does your employer offer you a match on your 401k contributions? That’s free money regardless of how the 401k is invested so you definitely want to keep that going.

    Even without that generally speaking you’ll still want to continue contributing to your 401k. Remember that a 401k is long term retirement savings, the market will continue to rise/fall during your employment over the next x years. You’re not required to invest 100% in U.S. specific index funds, in fact most people would recommend allocating a mix of U.S. / International / Bonds e.g. the “lazy” portfolio is one of the more famous recommendations https://www.bogleheads.org/wiki/Asset_allocation

    Or for just set-and-forget you can invest in target date retirement index funds if your 401k offers them (most 401k plans offer those nowadays).


  • Cash back rewards cards work well, I end up with at least 2% - 5% cash back on all my shopping.

    The key is to treat credit cards like cash e.g. pay your bill in full every month, never ever carry a balance. It doesn’t work for everyone and that’s okay, some people just can’t help themselves and get too spendy and end up in debt.

    Other nice thing is that fraud is handled better with credit cards, if my card is lost/stolen no one has a direct line to my bank account and can’t try to drain my bank balance with debit purchases. Sure your bank may/may not void those transactions but in the time it takes for them to “investigate” you’re going to be out real money in your bank account. With a credit card you just dispute those fraud charges and never actually pay for them.


  • In NYC people never thought he was cool, he was just another rich blowhard in the NYC area. He has spent pretty much his whole life desiring some sort of celebrity coolness he never really attained.

    I don’t know about people outside the NYC area, maybe they always thought he was some sort of cool real estate rich guy? Do people down south idolize that type of person? Seems unlikely then again stranger things have happened.



  • I believe you meant that you have an internet speed of 81 MegaBytes vs 81 Megabits.

    OP is confused but I’m pretty sure they are right about that part. Most (all?) ISPs advertise service in Megabit / Gigabit speeds. Definitely here in the U.S. not sure if other countries do that differently.

    Also most speedtest sites measure in Megabit / Gigabit. e.g. https://www.speedtest.net/ is a popular one and by default it measures bandwidth speeds in Megabit / Gigabit.





  • To view blocked instances if you’re browsing Lemmy on the desktop website go to https://lemmy.world/instances and click the “Blocked Instances” tab.

    Unfortunately there no standard way to view blocked communities, I’m not sure if lemmy.world admins maintain a list somewhere.

    I’ll add that the blocked stuff is good/bad depending on your point of view. e.g. some instances (including lemmy.world) participate in Fediseer which helps determine spammy intances to potentially block and keep spam out. That sort of blocking is okay, the other types of blocking I’m not too onboard with but that’s just IMO.

    PS - If you’re just starting out probably best not to overthink it too much :) As you get more comfortable browsing the Fediverse you can decide later on if you want to set yourself up on another instance.




  • If you haven’t already visited you definitely should! I never had the chance to live there but did spend a couple of weeks visiting and it was awesome. Reykjavik, driving the ring road, all those cliffs, waterfalls, national parks, it’s all great. That was before this Lemmy bar existed otherwise I would’ve visited that too.

    I’ve too wondered how feasible it would be to relocate and/or retire to Iceland but that seems pretty far off from reality.


  • “The U.S. will take over Freshparsnip’s apartment, and we will do a job with it, too. We’ll own it and be responsible for dismantling all of the dangerous unsnapped mousetraps and other pest control devices at the apartment, level the apartment, and get rid of the destroyed furniture/appliances/structures. Level it out, create economic development that will supply unlimited numbers of jobs and housing for the mice of the area. Do a real job, do something different. Just can’t go back, it’s going to end up the same way Freshparsnip has had it for years.”

    …So uh, I guess you are being relocated. Negotiations currently underway to determine which neighbor is forced to take you in.




  • If you weren’t already prepared (see other comments) then assume every credit/debit card you had saved in your Google Wallet/Apple Pay has been stolen - That’s one reason people snatch phones while unlocked and try to keep it unlocked.

    Also assume any payment apps you have installed are now compromised e.g. Venmo and similar - that’s another reason people steal unlocked phones and try to keep it unlocked.

    The above assumes you did not have any additional passwords/locking in the apps themselves beyond the phone’s screen unlock - I purposely

    You may be able to remote lock the phone after the fact if you get to a computer or a someone you know with a phone on them to get online and initiate a remote lock.



  • Have you ruled out the Google Pixel USB-C earbuds? Those work well for me and the design is nice and simple. I’ll probably keep using them until they break one day (like you also have mixed feelings about bluetooth).

    Remember seeing that Google was going to phase them out eventually but they still seem to sell them at least for now.