It gets better. The cops didn’t receive any punishment because the judge said the cops were scared and that it was OK for them to shoot up the car that didn’t match the description (Blue truck versus white / grey, different manufacturer) and contained people who didn’t match the description (Asian women versus black man).
It gets even BETTERER though. That wasn’t the only vehicle they stopped that blatantly didn’t match the description and they still used violence to stop.
It disappeared now. When COVID hit I upped my contribution just to max out when the market was at a low.
The only way for the 401k to disappear entirely is if the entire economy is royally, never before seen fucked and completely collapses. At that point retirement if probably not a possibility anyways.
Any other situation you’re essentially ‘buying the dip’ and will see the returns years from now. Although if you’re looking to retire anytime in the near future it will likely be a huge hit on what you can take out.